OVERCOMING FORECLOSURE

TweetShareDo not walk, RUN to your local Barnes & Noble store, or click onto Amazon and purchase Norman Sirak’s “Overcoming Foreclosure”.   “The web of deceit required for converting mortgages into securities is so sophisticated; it makes the Mafia in the Godfather look like amateur hour.  In addition to challenging foreclosures, …

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Wells Fargo’s illegal conduct = $840.00 (minimum) State Attorney National Mortgage Settlement

TweetShareToday I received my anticipated letter from the California State Attorney General.  The first line states, “you are eligible to receive at least $840.00 as part of the settlement”.  The letter goes on to state, “this is only intended as partial compensation for the illegal conduct of the mortgage services”.  …

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Does/did the Notice of Default Comply with Paragraph 22 in your Deed of Trust?

TweetShareHave you ever sat down and read your Deed of Trust?  If not, now would be a good time to do so; and if yes, now would be a good time to read it again.  And I would encourage you to read paragraph 22 – in detail. In many of …

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Not sure what world Suzanne Uhland lives in but it certainly isn’t ours!

TweetShareOn Wednesday May 23rd New Century borrowers faced off against Suzanne Uhland of O’Melveny and Myers in the New Century Bankruptcy proceedings.  In a classic game of “I don’t know” Uhland patiently answered questions from the borrowers in regards to how New Century and its counsel (Uhland) put together the …

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New Century’s Mere Gesture can’t Overcome that pesky Due Process

TweetShareCORRECTION:  Brown v Seaman, the Court found that since the Debtor had placed ad in the local and “national editions of the New York Times, and the national edition was sold in her Philadelphia, the Debtor had met their Constructive Notice requirements.  It is important to note that Seaman’s, unlike …

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Who owns my Note?

TweetShareFor many Californians’ getting the opportunity to review the “original Note” is almost impossible.  Note (no pun intended) I said almost.  If you are being dual tracked by your bank (trying to get a modification while they are simultaneously foreclosing); or have been led down the modification path only to …

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Beating an Unlawful Detainer after Fraudclosure (Foreclosure)

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TweetShare      In California, a stranger can create any land record document and file it in the land records; when they file that document it becomes prima facie evidence and the Court assumes the contents of the document are true.  As these banks railroad homeowners by leveraging the ignorance and incompetence …

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San Francisco Recorder Claims 99% of LOANs contain irregularities and 84% contain VIOLATIONS OF THE LAW

TweetShareWhoo hoo! Bravo to Phil Ting, Assessor-Recorder for San Francisco.  Mr. Ting is joining ranks with other county land recorders in assessing and calling the Banks on their fraud and violations of the law.  Read here for this fascinating report that details that 99% of the loans evaluated contain irregularities …

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Fighting Foreclosure is NOT about a FREE House — it is about a fair and reasonable loan

TweetShareTweet Recently a friend sent me an email about a trial transcript circulating on the internet that details how a judge loathed the idea of giving a homeowner a free house, so much so that he ignored the law in his ruling.  Another friend, an attorney, shared a story with …

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Why Fight Foreclosure?

TweetShareFor whatever reason – a major life changing event, an escalating ARM that is out of control, an underwater property,  you have received the dreaded Notice of Default and are officially in the foreclosure process.   So now what do you do?  Scramble to find the money to bring your loan …

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